European rugby paid tribute to the late Anthony Foley, and the second round of Champions Cup and Challenge Cup matches served up a mix of stunning skills and grim gaffs. Who were the stars of the show and who crumbled under pressure? Owens should have awarded the try. He does not have to accept the opinion of the TMO. As it was, New Zealand went on to win 37-10 and we will never know whether Speight’s try could have been critical. Gareth SteensonExeter and Ulster fought out a tight Champions Cup match at the Kingspan Stadium and Chiefs’ fly-half Steenson looked like he might have snatched victory for the visitors when he kicked a drop-goal with four minutes to go to put them 18-16 up. However, Ulster’s Paddy Jackson replied in kind a minute later and from a similar spot, outside the 22 but straight on.Exeter set up one last chance for Steenson in the 79th minute, again from straight in front of the posts but a little deeper this time. The ball drifted agonisingly wide of the right-hand upright and Steenson was a villain instead of a hero. Such is the lot of the goal-kicker! Prize guy: All Blacks skipper Kieran Read with the Bledisloe Cup. (Photo: Getty Images)New Zealand All BlacksMany rugby fans rate the current vintage of All Blacks as the greatest team the world has ever seen and they underlined their claim to that crown this weekend when they became the first tier one team to win 18 consecutive Test matches.The Kiwis have come close to breaking that record for consecutive Test wins a couple of times in recent years – most notably in 2013-14 when they won 17 then drew with Australia – but this time they achieved it with a 37-10 win over the same opponents.The Wallabies had a try disallowed in controversial circumstances (more of that later) but that should not take any of the gloss off this magnificent and unmatched run of wins. TAGS: HighlightLeicester Tigers What the…? Joe Launchbury is not pleased with Danny Cipriani. (Photo: Inpho)Danny CiprianiHe was a Saint last week after a great all-round game, but this week Cipriani is among the Sinners after gifting Toulouse a try with an unwise chipped kick from under his own posts.Thierry Dusautoir charged it down and Census Johnston grabbed the loose ball and scored. Wasps skipper Joe Launchbury was none too pleased and remonstrated with his No 10. Freddie BurnsThe Leicester fly-half was a Sinner last week after giving away an interception try but he bounced back in style, coming off the bench in the 52nd minute of the Tigers’ clash with Racing 92 and scoring 16 points to help his team to a 27-17 win.Burns intercepted a pass from Maxime Machenaud on his own 22 and sprinted in for a try, which he finished with a classic “Ash Splash”. Later he landed a tricky penalty to deny Racing a bonus point.Plaudits also go to Mathew Tait for a try-saving tackle on Dan Carter. He brought the former All Black down a few blades of grass short of the line.Key moment: Mathew Tait stops Dan Carter just short of the line. (Photo: Inpho) Dave StrettleClermont Auvergne and Bordeaux-Begles scored high in the entertainment stakes this weekend, running in 11 tries between them in a match which Clermont won 49-33.Man of the Match was Strettle after he conjured a magical try, chipping skilfully over the defence and collecting the ball at full pace to score in the right-hand corner. Keelan GilesThe Ospreys made it two wins from two in Challenge Cup Pool Two with a 31-13 win at Lyon, featuring a hat-trick from 18-year-old wing Giles. He rounded off a team attack for his first try, darted through the defence for his second and then ran from his own 22 after ripping the ball from the grasping hands of Lyon scrum-half Baptiste Couilloud.Giles scored two tries against Newcastle Falcons last week, so it’s been quite some start to his first European campaign.Teen dream: Keelan Giles was Man of the Match after scoring a hat-trick. (Photo: Huw Evans Agency)Enisei STMCongratulations to the Russian club who have won their first two Challenge Cup matches of this campaign and sit proudly on top of the Pool Three table, despite having to play these two “home” games more than 2,500 miles from their real home.Enisei beat Worcester Warriors 19-12 in Moscow and Newport Gwent Dragons 38-18 in Krasnodar after European Professional Club Rugby (EPCR) refused to let them host a match in their native Krasnoyarsk this season. Why the enforced move? Because Connacht took four days to get home from that Siberian city after their game last November after their chartered plane broke down. The SaintsMunsterThe sudden death of their coach, and former captain, Anthony Foley hit Munster hard this week, but they responded in impeccable fashion with well thought-out tributes to their hero and a terrific, spirited performance on the pitch to beat Glasgow Warriors 38-17 in the Champions Cup in front of a sell-out crowd at Thomond Park.All the Munster players had Foley’s nickname, Axel, embroidered on their jerseys. Tribute songs were sung, there was a minute’s silence before kick-off and the supporters in the West Stand held up cards which formed a sea of red, the name Axel and two figure eights.CJ Stander wore the No 24 jersey instead of the No 8 and supporters were able to sign a book of condolence at Thomond Park before the game, while Foley’s two sons joined the Munster players on the pitch afterwards to sing more songs.Beyond Limerick, silences, or minutes of applause, were observed in memory of Foley at all European games. Leinster wore red t-shirts with AF on them during their pre-match tribute at Montpellier and the Scarlets all wore a No 8 on the front of their jerseys for their match at Saracens.Munster’s Jerry Flannery – who played and coached with Foley – summed up the mood at the province after the match, saying: “It was the hardest week of my life. We lost the guy who was the heart and soul of the club.” The rugby family did him proud.Blues in red: Leinster line up in Munster colours before the match. (Photo: Inpho) Tom BrownEdinburgh wing Brown scored a last-gasp try to give his side a 36-35 home win in the Challenge Cup and leave them on top of Pool Five after two rounds.He leapt high in the air close to his own line to collect an up-and-under from Damien Hoyland and had the agility and strength to twist through a tackle from Marland Yarde and touch the ball down over his own shoulder.Winning smile: Tom Brown (left) celebrates with Sam Hidalgo-Clyne. (Photo: Getty Images) Brice DulinRacing 92 full-back Dulin provided a terrific comedy moment during the first half of the match at Leicester Tigers. His scrum-half, Maxime Machenaud sent a loose pass to no one in particular, but Dulin was on hand to tidy up the bouncing ball – or so we thought.The first time he bent to pick up the ball he fumbled it and sent it bouncing further back behind him. Dulin turned and ran back for a second attempt, but did the same thing again. By the time he got to the ball a third time the Leicester attackers were upon him, but referee Marius Mitrea gave a dubious penalty to Racing at the break-down, so no harm was done in the end. Outstanding tribute: Munster did Anthony Foley proud. (Photo: Inpho) Mind the gap: Isa Nacewa nips through for the crucial try. (Photo: Inpho)Isa NacewaBonus points are vital in Champions Cup rugby and Nacewa grabbed one for Leinster with a last-minute try and conversion against Montpellier. Trailing 22-9, Leinster were hammering away at the line and Nacewa managed to sneak through the tightest of spaces in the left-hand corner, then ran half-way round to the posts to make the conversion as easy as possible for himself.He successfully landed the kick and earned the bonus point which ensured Leinster were top of Pool Four after two rounds, just one point ahead of Castres. Jimmy GopperthWasps earned a draw at Toulouse with a try from Nathan Hughes three minutes from time and a coolly struck conversion by Gopperth, from wide on the right.Hughes busted a tackle from Paul Perez on his way to the line and made the score 20-18 to Toulouse, but if you were going to put money on a kicker to land a last-ditch, crucial conversion, Gopperth would be as good a bet as any and he didn’t let his team down. Nick Tompkins and SaracensWhen Saracens centre Tompkins arrived at Allianz Park on Saturday, he wasn’t expecting to play in Saracens’ Champions Cup clash with the Scarlets because he wasn’t in the match-day 23. However, Brad Barritt pulled up injured during the warm-up so 21-year-old Tompkins was called into the starting line-up and he responded in fine style, with a Man of the Match performance.He was one of a number of good performers in Saracens’ 44-26 win and his best moment came midway through the first half when he scored a gem of an individual try, cutting a swerving line through the defence from 30 metres out and wrong-footing three Scarlets on his way.Centre of attention: Nick Tompkins on his way to a try. (Photo: Getty Images)Owen Farrell had another outstanding game and, like his team, looks like being a dominant force in the Champions Cup this season.Mako Vunipola is also a Saint as he made his mark on the game even earlier thank Tompkins by scoring a terrific try. He fooled the Scarlets with a lovely dummy then powering over the line with a couple of tacklers trying to stop him.His England rival Joe Marler also gets a mention for his humorous response on Twitter. Marler posted a video of the try and tweeted: “@Mako_Vunipola are you taking the p**s?! Any danger of giving the rest of us a chance?!” Nigel OwensAustralia trailed the All Blacks 15-10 when Henry Speight sprinted in at the right-hand corner for what looked like being an important try early in the second half of their Bledisloe Cup match. However, referee Nigel Owens reviewed the try at the instigation of TMO Shaun Veldsman and was persuaded to disallow it because Dane Haylett-Petty had altered his running line to prevent Julian Savea chasing Speight down.Yes, there was slight contact between the two, but Speight looked like he was away and clear so it is unlikely that Haylett-Petty’s gentle brush against Savea prevented his tackling Speight. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Enisei played two Challenge Cup game in Sochi last season, to escape the worst of the Russian winter. They had hoped to play at least two, if not three in Siberia this time, but could not.EPCR gave Enisei around £86,000 to help with the costs of playing at the different grounds, but the Russians were still disappointed, so to have responded by winning their first two games is terrific. Opponents Brive had better watch out when it’s time for Enisei’s third “home” game, on 10 December in Sochi, as the French club lost on the same ground last year. Enisei will have to undertake an eight-hour plane journey including two flights to get to the game, but they will be determined to make it three wins from three. Sent off: Oliviero Fabiani in action for Italy last season. He is facing a ban now. (Photo: Getty Images)The SinnersOliviero FabianiThere was only one contender for this week’s major Sinner – Zebre hooker Fabiani who was caught clearly on camera biting the forearm of Quinn Roux at the bottom of a ruck.Referee Mathieu Raynal quite rightly sent him off and Zebre had to play 60 minutes with 14 men and were walloped 52-7. A long ban for Fabiani will surely follow and it will be well deserved. Jamie HeaslipLeinster trailed 17-6 at Montpellier with 58 minutes on the clock and were under the pump, defending a five-metre scrum. No 8 Heaslip managed to pick up the ball at the base and attempted a short pass to Zane Kirchner, but Montpellier wing Nemani Nadolo read the move, grabbed the intercept and dotted down a try. Poor Heaslip was left with his head in his hands, wishing he had taken a different option.
Print This Post The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Subscribe About Author: Staff Writer FICO conducted an online survey of about 1,000 US consumers over the age of 17 in February and March 2017. Data was weighted by age and region to reflect U.S. Census data. Home / Daily Dose / Gen X Anxious and Fearful for Financial Future Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Tagged with: FICO Financial Future Generation X Millennials Related Articles Previous: Detroit Tops Single-Family Investments List Next: GSEs: Where Should the Money Go? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Gen X Anxious and Fearful for Financial Future The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago FICO Financial Future Generation X Millennials 2017-06-06 Staff Writer Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 6, 2017 1,709 Views Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Headlines, Market Studies, News Over a third of consumers aged 28-52, known as Generation X, have a bleak outlook for their financial future. Gen X-ers were hit hard between 2007-2010, losing nearly half of their wealth and leaving them with crippling debt.FICO’s latest consumer trend research has uncovered that 38 percent of Gen X-ers believe that we are headed for another financial crisis in the next 10 years, an outlook higher by 5 percent than that of other generations. This is coupled with 41 percent of Gen X-ers also feeling the need to save more for the future. “Generation X are clearly concerned about what the future might hold,” said Tim Van Tassel, vice president of FICO’s credit lifecycle business line. “The survey confirms genuine anxiety about debt and saving levels in the aftermath of the 2008 recession. The ‘sandwich generation’ is often financially overwhelmed by the competing obligations of having to care for both kids and aging parents. This obstacle to saving means they have a real concern about a potential retirement income shortfall.”In a stark contrast to 45 percent of older millenials, only 32 percent of Generation X reported feeling confident they would reach long-term financial goals. Gen X fared especially poorly after taking on debt to purchase real estate just before the market plummeted in 2007. “For this reason, many are paying down their mortgages to reduce payments and guard against possible foreclosure in a downturn,” said Van Tassel. The survey also revealed that 32 percent of Gen-Xers carry an ongoing balance on their credit card with only 18 percent expressing interest in getting assistance to help manage debt. Generation X has the highest dissatisfaction rate for their primary bank at 12 percent, citing negative experiences and fees as top factors. “There appears to be growing apathy around debt, with numerous people in the survey mentioning a drop in real income levels along with high credit card debt as the drivers of this resignation,” Van Tassel added. “It’s important that lenders look at how they engage Generation X across the credit lifecycle. For financial institutions, the task is to try and banish apathy.”Van Tassel explains that in order to reach this market, the approach will have to change. “Simple customer engagement strategies focused on cross-selling additional products aren’t going to be effective with these consumers. They want intelligent, personalized recommendations that will help them meaningfully improve their financial security.” Servicers Navigate the Post-Pandemic World 2 days ago