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Avoid this double threat to your car insurance premium!

first_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Your car insurance premium is about more than just your age, driving experience and claim history. One thing you may not have considered that could have an effect on your insurance is your tyre tread. Sure enough, if the tread is below a certain level and you’re in an accident, your insurance company might not pay out your claim.But there’s more to your tyre tread than just the refusal of a claim. If you drive with a set of four faulty tyres, you could face a fine of up to £10,000. According to Quotezone.co.uk, however, this is not the worst of it. Apparently, it can also mean up to 12 points on your licence, which would mean losing it altogether. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…How you’re fined and docked Each faulty tyre can result in a fine of up to £2,500 and three penalty points on your driving licence. If a second tyre falls below the limits allowed by law, the fine and the penalty points double.  How long it affects your car insurance premium While the penalty points expire after four years, you have to disclose them to insurance companies for a minimum of five years. Non-disclosure could result in your insurance company cancelling your policy or refusing to honour claims. According to Greg Wilson, founder of Quotezone.co.uk, “While the complexity of insurance premium calculations makes it impossible to put a pounds-and-pence figure on it, on average, three penalty points could result in a 5% jump in a driver’s car insurance premium, while six penalty points could see the cost of their insurance rise by an eye-watering 25%.”Long-term risks First and foremost, 12 points on your licence will result in a six-month driving ban, which could significantly impact many aspects of your daily life.Even after you’ve completed your ban, you may find that your driving history has a serious impact on the cost of your car insurance.The pool of insurers willing to insure a driver with 12 penalty points on their record is likely to shrink siginficantly. The larger, well-known insurers will be less inclined to insure you, leaving expensive specialist insurers as your only option to get back on the road. Prevention is better than regret for a well-priced car insurance premiumMotoring charity TyreSafe promotes tyre safety, and in 2016 surveyed 340,000 replaced tyres. A whopping 27% of them were illegal due to inadequate tread. Not only is it important to keep an eye on your tyres, but it’s also important to source them from a reputable agent. A set of four new Michelin CrossClimate+ tyres can start from as little as £440 per set, which is a far cry less than a potential fine of £10,000 and all the legal drama that comes with it. It’s also important to keep an eye on your spare, as deflation, damage, and wear are common issues. Not only will you enjoy better road safety, but you’ll also improve your chances of a decent car insurance premium.  Your car insurance premium is about more than just your age, driving experience and claim history. One thing you may not have considered that could have an effect on your insurance is your tyre tread. Sure enough, if the tread is below a certain level and you’re in an accident, your insurance company might not pay out your claim.But there’s more to your tyre tread than just the refusal of a claim. If you drive with a set of four faulty tyres, you could face a fine of up to £10,000. According to…5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential… Sandy Kenrick | Friday, 30th October, 2020 Avoid this double threat to your car insurance premium! “This Stock Could Be Like Buying Amazon in 1997” The Motley Fool receives compensation from some advertisers who provide products and services that may be covered by our editorial team. It’s one way we make money. But know that our editorial integrity and transparency matters most and our ratings aren’t influenced by compensation. The statements above are The Motley Fool’s alone and have not been provided or endorsed by bank advertisers. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK has recommended Mastercard. The Motley Fool UK has recommended Barclays, Hargreaves Lansdown, HSBC Holdings, Lloyds Banking Group, and Tesco. Image source: Getty Images Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!last_img read more

Taoiseach announces COVID-19 restrictions to remain in place for a further…

first_imgEmail WhatsApp Taoiseach Leo VaradkarAN TAOISEACH Leo Varadkar has announced the current restrictions on movement in place to combat the spread of COVID-19 (coronavirus) due to expire on Sunday, April 12 are to be extended for a further 3 weeks.In an address to the nation this evening, An Taoiseach said although the spread of the virus has slowed, it has not stopped, and said we cannot become “complacent”.Sign up for the weekly Limerick Post newsletter Sign Up “We cannot be complacent, we cannot lose focus,” he said, noting, “this is difficult, but it is making a difference.”Today, I’ve announced the #COVID19 restrictions will be extended for a further 3 weeks until Tuesday, May 5th. Stay strong, stay safe and stay at home. pic.twitter.com/v2aCMvPVdE— Leo Varadkar (@LeoVaradkar) April 10, 2020Schools will remain closed for the foreseeable future and Leaving Certificate exams are to be postponed until late July or August of this summer, and the Junior Certificate exams have been cancelled, to be replaced by school-based exams.When asked about when restrictions may be eased or lifted, An Taoiseach said the nation would see how other countries in Europe will manage as they ease restrictions before making a decision on Ireland’s plans.In the press conference, the Fine Gael leader said it is the Government’s “hope, but I cannot guarantee, that we can begin to unwind restrictions after 5 May”.“But it’s up to people to follow the advice on social distancing etc,” he said, adding, “and we can be more hopeful if people keep adhering to advice.”The National Public Health Emergency Team has advised Government we must extend restrictions until midnight on May 4th. I know it is hard but you can do this. You’ve done so much in the past two weeks. @CMOIreland @roinnslainte @merrionstreet— Simon Harris TD (@SimonHarrisTD) April 10, 2020Minister for Health Simon Harris announced he plans to extend the regulations for An Garda Síochána to have extra powers for ensuring COVID-19 measures are being followed.An Taoiseach thanked the Irish people for their cooperation to date, and said it is not the intention for Ireland to act as a “police state” saying An Garda Síochána will have the extra powers up to May 5 and will be reviewed again.Chief Medical Officer, Tony Holohan said in they have not advised Government to take any additional measures at this time and they are happy with the current measures in place.*This article will update as the story develops… Previous articleLough Gur Heritage Centre, amenity area and car park now closed to visitors as part of Covid-19 restrictionsNext articleHelp Kids With Cancer Overcome Obstacles With an Obstacle Course at Home #Obstacles4Play Cian Reinhardthttp://www.limerickpost.ieJournalist & Digital Media Coordinator. Covering human interest and social issues as well as creating digital content to accompany news stories. [email protected] Twitter Printcenter_img Linkedin Facebook Advertisement NewsCommunityHealthTaoiseach announces COVID-19 restrictions to remain in place for a further 3 weeksBy Cian Reinhardt – April 10, 2020 305 last_img read more